No. 001
Delaware, USA
Est. 2026
Financial Infrastructure · API-First

Bridging modern commerce with programmable money.

PaxBridge gives operations and finance teams a unified control plane for vendor payments, SaaS spend, and reconciliation — built on programmable card primitives and a clean ledger API.

Talk to our team → See the product
Live Console
Spend, ledgered
in real time.
Active cards 142
Auth rate (30d) 99.4%
Reconciled $2.1M
// Issue a programmatic card for vendor payment
const card = await paxbridge.cards.create({
  vendor: "adobe_creative_cloud",
  limit: { amount: 79900, currency: "USD" },
  cadence: "monthly",
  cost_center: "engineering_tools",
  auto_reconcile: true
});

// → card.status === "active"
// → ledger entry written
// → notification dispatched
Built on regulated, audited
financial infrastructure
Product

One control plane for every dollar that leaves your business.

Most finance stacks are a patchwork of spreadsheets, virtual cards, settlement rails, and reconciliation jobs that break every quarter. PaxBridge replaces that patchwork with four composable primitives — issued, observed, settled, reconciled.

/ 01

Programmable Card Issuance

Issue purpose-built virtual cards with vendor-locked merchant categories, single-use tokens, and granular spend rules — all through one API call or a no-code workflow.

  • Merchant locking & MCC controls
  • Single-use & recurring tokens
  • Multi-currency support
/ 02

Spend Observability

A real-time ledger of every authorization, settlement, and refund. Query, alert, and slice by cost center, vendor, or arbitrary tags through a clean GraphQL API.

  • Real-time webhook events
  • Anomaly detection
  • Custom dashboards & alerts
/ 03

Automated Reconciliation

Match every transaction to the right invoice, receipt, or accounting category — automatically. Two-way sync with QuickBooks, Xero, and NetSuite, with audit trails baked in.

  • Rule-based matching engine
  • QuickBooks / Xero / NetSuite sync
  • Immutable audit log
/ 04

Multi-Rail Settlement

Move value across fiat and digital asset rails with a single settlement primitive. Programmable conversion, transparent FX, and full ledger continuity — whether the counterparty settles in USD, SGD, or a regulated digital equivalent.

  • Fiat & digital asset rails
  • Programmable FX & conversion
  • End-to-end settlement ledger
How it works

Four steps from chaos to clarity.

i.

Connect your stack

Plug PaxBridge into your existing banking, accounting, and identity systems in under thirty minutes.

ii.

Issue with intent

Create cards with built-in rules — vendor, amount, cadence, cost center — instead of generic plastic.

iii.

Settle across rails

Move value through fiat or regulated digital rails with a single API call. Conversion, FX, and ledger entries handled in one pass.

iv.

Close the books faster

Automated matching and ERP sync turn month-end from a week of work into an afternoon of review.

About

We started PaxBridge after watching operations teams burn hours every month chasing receipts across a dozen tools — and watching channel partners struggle with the settlement plumbing underneath.

PaxBridge Technologies Inc. is a Delaware-incorporated software company building financial workflow infrastructure for global operators. Our customers range from finance and operations teams at digital-first companies — performance marketing teams, SaaS businesses, e-commerce brands, professional services firms — to mid-market companies running cross-border spend at scale.

We're not a bank, a card network, or a regulated financial institution. We're a software layer that sits on top of regulated infrastructure providers — issuers, acquirers, banking partners, and licensed digital asset rails — and gives operators a faster, cleaner way to manage the money that flows through their business.

The company is incorporated in Delaware, with the team distributed across Asia and Europe — close to the customers, partners, and regulated counterparties we work with day to day.

2026
Founded
Delaware, USA
4
Core product
primitives
API
First-class
developer surface
24/7
Ledger observability
uptime target
Principles

What we believe.

Software, not fintech theater.

We build tools that disappear into your workflow. No glossy dashboards built for screenshots, no features designed for investor demos. If you don't use it weekly, it doesn't ship.

The ledger is the source of truth.

Every action in PaxBridge writes to an append-only ledger. No silent edits, no untraceable adjustments. Your auditors will thank you, and so will future you.

Built for real operators.

Whether you're a two-person ops team or a fifty-person finance organization, the workflow is the same: money moves, ledgers update, books close. We build for the people doing the work, not the people approving the budget.

Boring is a feature.

Money infrastructure should be reliable, predictable, and unexciting. We optimize for not breaking — not for moving fast and apologizing later.

Team

A team of operators who've built payments at scale.

Aaron L.
CEO & Founder

Founded PaxBridge after years of running cross-border payment settlement and operations across Southeast Asia. Leads company strategy, fundraising, and partner integrations. Holds the controlling stake in PaxBridge Technologies Inc.

Eden Yang
Chief Technology Officer

Career technologist with deep experience in financial software. Previously Head of the Fintech Division at Haitong Securities, where he led technology for the firm's digital finance initiatives. In charge of PaxBridge's core platform, architecture, and engineering team.

Muslim
Chief Compliance Officer

Over 35 years of compliance and financial crime experience across Asia. Previously held senior compliance roles at Standard Chartered Bank and Maybank, covering KYB, AML, sanctions, and regulatory reporting across multiple jurisdictions. In charge of risk and compliance at PaxBridge.

Andersen Wu
Founder · Greater China

Nearly two decades of commercial experience across the Chinese payments industry. Leads PaxBridge's go-to-market and customer development across Greater China, drawing on long-standing relationships with operators, merchants, and channel partners in the region.

Where we are. PaxBridge is incorporated in Delaware, with the team distributed across Asia and Europe — close to the customers, partners, and regulated counterparties we work with day to day. Every person on this page has shipped financial infrastructure before.
Contact

Let's talk.

Whether you're evaluating PaxBridge for your finance team, exploring a partnership, or asking a pointed technical question — we read everything that comes through.

General inquiries
hello@paxbridge.tech
Replies within one business day
Partnerships
partners@paxbridge.tech
Channel, integration, and BD
Registered office
PaxBridge Technologies Inc.
Delaware, United States

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